LOCAL NEWS

EL DORADO, AR (December 10, 2025) — Murphy USA (NYSE: MUSA) announced a new partnership with AtoB, a modern commercial fuel payments and technology platform, to launch the Murphy USA and QuickChek Business Fuel Cards.  

The new fuel card is designed for business and brings maximum savings at 20¢ off per gallon for twelve months*. Beyond a full year of significant savings, the new fuel card offers advanced reporting and fraud protection, and unparalleled customer service for businesses fueled by Murphy USA and QuickChek. The new cards give businesses of all sizes more purchasing power and clearer savings. Across Murphy USA’s 1,700+ locations, including QuickChek stores, customers will gain real‑time spend controls, digital onboarding, enhanced fraud protection, and transparent pricing. 

“Qualifying for a fuel card with meaningful benefits shouldn’t have barriers. Too many businesses, particularly local operators, have been boxed out of traditional fuel cards. Our partnership with AtoB fixes that. We’ve built a business card that grows with you – easy to start, strong on controls, and clear on savings,” said Keith Emery, Murphy USA vice president of retail fuels. “Our new business card program has been upgraded with modern technology, and its affordability opens the door for every business, especially the local ones, which are the heart of the communities Murphy USA and QuickChek serves every day.” 

Purpose‑built to better serve small and growing businesses, the program combines Murphy USA’s everyday low prices with AtoB’s accessible underwriting, modern controls, and high‑touch customer service.

A customer‑first approach  

Many Murphy USA fleet customers are small businesses that told us they often didn’t qualify for traditional fleet card programs. So, Murphy USA evaluated the real‑world experience of businesses seeking fuel cards and identified a key barrier: traditional underwriting was excluding too many qualified businesses who deserve a chance to net real savings with fuel card controls.  

Through this new partnership, businesses will experience a wider credit aperture with criteria that recognize the realities of early‑stage businesses; thin files, newer EINs (employee I.D. numbers), and variable seasonal cash flow without compromising spend controls. The result will be more approvals, more activated accounts, and a better first experience for small-to-medium size business owners. 

While many entry-level fuel cards burden small operators with monthly fees, statement fees, late fees, or inactivity fees, which can outweigh fuel savings, our product line is intentionally fee-light, allowing businesses to immediately feel the value through simple cents‑off savings, fast onboarding, and intuitive controls. This structure also reduces service issues stemming from unexpected charges. 

A program that grows with the customer

Instead of a binary approve/deny process, we now offer:

• Prepaid and hybrid products that allow new businesses to start fueling immediately.
• A pathway to build credit and transition to full credit lines as the business matures.
• Real‑time controls, instant fraud alerts, and right‑sized risk management.

This model ensures more customers can start today and scale their gallons over time, creating higher long‑term value for both customers and Murphy USA. 

Murphy USA’s partnership with AtoB delivers a platform designed around accessibility and exceptional customer service. The partnership increases transparency, expands financial access, and offers controls that reflect what Murphy USA and QuickChek stand for: fairness, simplicity, and everyday value. 

Program Benefits

The Murphy USA & QuickChek Business Fuel Cards provide:

• Meaningful savings on Murphy USA and QuickChek fuel purchases
• 24/7 customer support and a modern, intuitive web and mobile dashboard
• Real‑time card controls including driver limits, vehicle limits, and category restrictions
• Instant fraud alerts, detailed reporting, and stronger protection at the pump
• Fast, digital onboarding designed for ease and security

“AtoB is thrilled to partner with Murphy USA and QuickChek,” said AtoB CEO & Founder, Vignan Velivela. “Local businesses keep our communities running, and they deserve the same tools and technologies as the big players. Together, we’re making that possible, delivering fair access, smarter fuel management, and a seamless experience at the pump.”

QuickChek cardholders who enroll in QuickChek Rewards will receive 1,000 bonus points and 10% off in‑store on select merchandise (excluding spirits, tobacco, lottery, and gift cards, other restrictions may apply)**. Current Murphy USA and QuickChek Business cardholders are urged to reapply to begin receiving enhanced discounts and benefits.

To learn more or register interest, visit www.murphyusa.com/business or www.quickchek.com/business, or email [email protected] or [email protected].